Moving to Cyprus or applying for Permanent Residency? Then healthcare is probably one of your top concerns. The good news is: Cyprus offers excellent and affordable healthcare — both public and private — and you have access to it whether you’re an expat, PR applicant, or digital nomad.

In this guide, we explain everything you need to know about healthcare in Cyprus for expats and PR holders in 2025.

Overview of the Healthcare System in Cyprus

Cyprus has two main healthcare systems:

GESY (General Healthcare System) – Public, universal, accessible to residents

Private healthcare – High-quality care, direct access, paid out of pocket or via insurance

Many expats use a mix of both depending on their needs.

Public Healthcare – GESY System

GESY covers doctor visits, diagnostics, specialist care, hospitalizations, and prescriptions

To access it, you need to register with a GP and contribute via social insurance (or as a self-payer)

Who qualifies?

Residents with a Cyprus-issued social security number

PR holders, employees, pensioners

Costs:

GP visits: €0–€6

Specialist: €6–€25

Prescription: €1–€6 per item

Pros: Low cost, widely accessible Cons: Longer waiting times, limited English in rural areas

Private Healthcare in Cyprus

Cyprus has a strong private healthcare sector, popular among:

Foreign retirees

Digital nomads

PR applicants who haven’t registered with GESY yet

Key features:

English-speaking doctors and staff

Direct access to specialists (no GP referral needed)

High standards and modern clinics

Costs (no insurance):

GP visit: €30–€60

Specialist: €50–€100

Blood tests: €25–€60

Emergency: €100–€250

Top Clinics in Paphos:

Blue Cross Medical Center

Evangelismos Private Hospital

St. George & American Medical Center

Health Insurance for Expats & PR Holders

For PR Application:

You must have private medical insurance covering inpatient + outpatient care

Local or international providers accepted

For Long-Term Living:

Many expats keep international expat insurance (Cigna, Allianz, etc.)

Others switch to local insurers like Trust, EuroLife, Minerva

Premiums (2025 est.):

€50–€200/month depending on age & coverage

Healthcare Tips for Newcomers

PR applicants: get valid private insurance before applying

Consider a clinic tour to choose your GP or hospital before settling

Ask locals or expat groups for doctor recommendations

In emergencies, call 112 (works for both public and private services)

Is Cyprus Healthcare Good for Expats?

Yes — especially in major cities like Paphos, Limassol, and Nicosia:

Private care is affordable compared to the EU

GESY ensures coverage once you’re resident

Doctors are often trained abroad and speak English

Most expats find the balance of cost, access, and quality in Cyprus healthcare better than their home countries.

Summary: Healthcare in Cyprus for Expats & PR Holders

Feature GESY (Public) Private Healthcare

Eligibility Residents only Anyone

Cost Low (subsidized) Moderate (pay direct)

English-speaking Varies Common

Insurance needed No (if resident) Yes (optional but wise)

Need Help with Healthcare Setup?

We assist clients with:

Private insurance for PR application

Choosing hospitals & doctors in Paphos

Relocation guidance for families & retirees

[Download Healthcare Checklist] | [Book a Relocation Call] | [Explore PR-Eligible Homes Nearby Clinics]